We assess each quote on a case-by-case basis and your claims history is just one of the factors we consider. Having a past claim can result in a higher premium or, in some cases, we may not be able to provide cover. It's important to give accurate and truthful answers during the quote process as otherwise your policy can become invalid leaving you without cover.
The best way to know if we're able to offer you a policy is to get a quote with us.