Add-ons are optional extras to work alongside your policy. At umbrl, we offer:
Accidental damage cover (buildings)
Accidental damage cover (contents)
Home emergency cover
Legal expenses cover
It's important to note that add-ons do cost extra and will form part of the cost of your policy.
What is accidental damage cover?
This covers the cost of fixing or replacing something after it was damaged suddenly and unexpectedly. We offer accidental damage cover for buildings and contents, and you can choose to have limited or full cover.
| Limited cover | Full cover |
Buildings accidental damage | Sanitary fittings, fixed glass, hobs, solar panels | All buildings |
Contents accidental damage | Fixed glass, ceramic hobs, non-portable tech and entertainment items | All contents |
What is home emergency cover?
Our home emergency add-on is to cover up to £1,000 for temporary repairs in an emergency. This add-on is to compliment your home, buildings or contents policy.
What is legal expenses cover?
Our legal expenses add-on is to cover a legal advisers' cost to help you pursue or defend a claim up to £50,000 for legal fees and expenses.