A umbrl, personal belongings are items you wear, use, or carry outside of the home such as your phone or the contents of your bag. There are two types - specified and unspecified.
What are specified personal belongings?
You need to specify personal belongings that are individually worth more than £1,500 that you want to insure away from the home. You won't need to tell us about items you've already listed as specified high-risk items.
What are unspecified personal belongings?
These are the personal belongings that are individually worth less than £1,500 that you want to insure away from the home. Instead of listing individual items, you can choose an level of cover that suits you best.